Based in Hull & Beverley we provide high quality financial advice to individuals and businesses throughout Yorkshire and Lincolnshire. However, we are not just another financial adviser - like our sister Company James Legal, we really do break the mould with our approach.
To many people, the stereotypical financial adviser is that of a smooth talking salesman with little in the way of professional qualifications. They love talking in jargon because it helps them to sell you a pension or other financial product that you don’t really understand (and may not even need). Their ‘advice’ charges can often seem very high and invariably amount to an arbitrary fixed percentage of any amounts being invested, regardless of the level of work and expertise involved. It's our mission is to turn this stereotype on its head.
As you will discover, we provide advice in all the usual areas of financial services: pensions, investments, tax planning, life assurance and other protection needs and much more. Most importantly though, we are advisers, not salesman and we provide independent financial advice in its truest sense.
If you have previously been sold a pension or investment, or perhaps your existing adviser is retiring, we will assess any existing arrangements with a view to maintaining them if at all possible, where we believe it is in your best interests. In this way, you will often avoid any associated transaction charges for switching products. All in all, you will find this a refreshing change in the way that financial advice is delivered.
Moreover, even if there is the need for a new financial product, we are genuinely independent in our outlook and always provide recommendations that are most suited to our clients’ requirements, not what is easiest for us. We do this by practising a genuine ‘whole of market’ approach’, rather than relying on a very limited number of off the shelf ‘solutions’.
With free initial consultations, fixed price advice costs and ongoing support services (if required), we also aim to provide complete transparency around the traditional "financial advice and wealth management" mystery. Practical, professional and informed financial advice with large doses of common sense and understanding – this is the James Financial way.
Whatever you want, at James Financial we will always try to speak your language and tailor our communications to suit your particular needs.
We are experienced advisers who provide a fresh client focused service for individuals and businesses throughout Yorkshire and Lincolnshire.
We set clear objectives based on our clients specific requirements and ensure that these are met and reviewed as necessary going forwards.